Policy and Terms

Privacy Policy:

Bradling respects and protects the privacy of users of the www.Bradling.com, www.LumpSumForPensions.com, www.LumpSum4Pensions.com, www.PensionAdvancer.com, www.VeteransBenefitLeverage.com and www.VBLfinancial.com web sites. This Privacy Policy discloses how we collect and use information on these Sites.

1. COLLECTION OF INFORMATION AND USE

Users registering for access to Bradling online agents are required to provide personally identifying information. Bradling uses this information to process and identify each user’s order. Bradling keeps personally identifiable information provided by users on file, and may use this information to contact users in the future.

Portions of the Site may require that users who wish to contact Bradling to request information provide personally identifiable contact information. Bradling uses the information you provide to respond to your request. Bradling keeps this information on file and may use this information to contact users in the future.

Bradling does not sell or rent personally identifiable user information collected about or from our users. In the event that Bradling sells or acquires business assets or concerns, in whole or in part, Bradling may transfer user information in conjunction with such sale or acquisition.

Bradling reserves the right to access and disclose personally identifiable information as it deems necessary to protect the Site, the content of the Site, or at the request of law enforcement personnel or agencies.

2. SECURITY OF THE DATA COLLECTED

Bradling has taken security measures to protect against loss, misuse or alteration of payment and other information under Bradling's control. Payment information is protected during transmission from the user by https encryption over a secure socket layer and, once stored, is protected through various security measures in place at Bradling data center in accordance with standard business practices.

3. CONSENT TO PRIVACY STATEMENT/OPT-OUT

Users who provide information requested by the Site, or who continue to use the Site after having an opportunity to review this Privacy Policy, thereby consent to the terms of this Privacy Policy and to Bradling use of the information it collects as described in this Privacy Policy. Those who do not agree to this Privacy Policy may not use the Site.

Bradling reserves the right to modify this Privacy Policy at any time without giving prior notice. Use of the Site following any such modification constitutes agreement to follow and be bound by the Privacy Policy as modified.

4. ACCESS OR CORRECTION OF USER INFORMATION

Users may request access to the data Bradling has collected about them by sending a request to the address listed below. If users believe that an error has been made in the accuracy of the data collected, they may request that the information be corrected by sending a request to the address below. Bradling will correct the error upon adequate verification of the error and the identity of the person seeking the correction. In order to protect a user’s privacy and security, Bradling may take reasonable steps to verify a user’s identity before granting access or making corrections.

Users wishing to access or correct any personally identifying data supplied to Bradling may do so either by using the contact form located on this website.

5. MISCELLANEOUS PROVISIONS

The Site is not intended for use by children. Users under thirteen (13) years of age are prohibited from posting or providing any personal information on or via the Site. Bradling relies on its users to comply with the provisions of this paragraph.

The Site may contain links to other web sites. Please be aware that other web sites that may be accessed through this Site may collect personally identifiable information about users. The information practices of those third-party web sites linked to this Site are not covered by this Privacy Policy. Under no circumstances shall Bradling be liable for any damages, including, but not limited to, special, incidental, consequential or exemplary damages, that result from the use of information or materials posted to or collected as a result of the user’s accessing the Site, even if Bradling has been advised of the possibility of such damages.

6. ENFORCEMENT

If for some reason a user believes that Bradling has not adhered to this Privacy Policy, please notify Bradling at the address above. Bradling will do its best to respond to user concerns and, when appropriate, take steps to correct a problem.

Terms of Use:

Bradling operates the Bradling.com, LumpsSumForPensions.com, LumpSum4Pensions.com, VeteransBenefitLeverage.com and VBLfinancial.com web sites to provide online access to information regarding products and services available from Bradling (the “Service”).

By accessing and using the Site, you agree to each of the terms and conditions set forth herein (“Terms of Use”). If you do not agree with any of the Terms of Use, you are not authorized to access or use the Site for any purpose. By using the Site, you express your understanding and agreement that you are bound by this Agreement. If you are unwilling to be bound by this Agreement, do not use the Site.

Bradling reserves the right to modify the Terms of Use at any time without giving you prior notice. Your use of the Site following any such modification constitutes your agreement to follow and be bound by the Terms of Use as modified. The last date these Terms of Use were revised is set forth below

1. INTELLECTUAL PROPERTY

The Service, the Site, and all information and/or content that can be seen, heard or otherwise experienced on the Site (the “Content”) are protected by U.S. and international copyright, trademark and other laws, and belong to Bradling or its licensors, partners, affiliates or third parties. You may use the Site, the Service and the Content for your own personal, non-commercial use only. You agree that you will not otherwise download, copy, reproduce, display, distribute, transmit, publish, or transfer any Content or information obtained from the Site or the Service or create derivative works from any Content or information obtained from the Site or the Service without first obtaining written permission from Bradling. You may not mirror or frame the home page or any other pages of this Site on any other web site or web page. You may not connect “deep links” to the Site, i.e., create links to this site that bypass the home page or other parts of the Site. You are prohibited from using any of the marks or logos appearing throughout the Site without express written consent from the trademark owner, except as permitted by applicable law.

2. TRANSACTIONS

Transactions for the purchase or sale of goods or services facilitated by use of the Site will be governed by the Terms of Use unless specifically stated otherwise in a particular area of the Site. No additional or different terms contained in any purchase order, document, transmission or other communication shall be binding upon Bradling unless agreed to by Bradling in writing. Bradling reserves the right, without prior notification and in its sole discretion, to limit the order quantity on any item and to refuse service to anyone.

3. DISCLAIMERS

a. Third Party Links. Hypertext links to third party web sites or information do not constitute or imply an endorsement, sponsorship, or recommendation by Bradling of the third party, the third-party web site, or the information contained therein, unless expressly stated on the Site. You acknowledge and agree that Bradling is not responsible for the availability of any such web sites and that Bradling  does not endorse or warrant, and is not responsible or liable for, any such web site or the content thereon.

b. Downloading Files. Bradling cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection by software viruses or other harmful computer code, files or programs. The entire risk as to the quality and performance of the Site and the Services and the accuracy of the Content is solely and exclusively with you.

c. International Use. Bradling makes no representation that the Service or Content is applicable or appropriate for use in locations outside the United States. You agree to comply with all applicable laws and local rules regarding the transmission of technical data, acceptable contents and online conduct.

4. DISCLAIMER OF WARRANTIES

You agree to assume total responsibility and risk for your use of the site, the service and the content and for evaluating the accuracy, completeness and usefulness of all content provided by the site or the service. Bradling makes no express or implied warranties, representations or endorsements whatsoever with respect to the site, the service or the content. Bradling expressly disclaims all warranties of any kind, express, implied, statutory or otherwise, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and no infringement with regard to the site, the service, and the content.

Bradling does not warrant that the functions performed by the site or the service will be uninterrupted, timely, secure or error-free, or that defects in the site or the service will be corrected. Bradling does not warrant the accuracy or completeness of the content, or that any errors in the content will be corrected. the site, the service and the content are provided on an “as is” and “as available” basis.

5. LIMITATION OF LIABILITY

Bradling will not be liable for any loss or damage arising either directly or indirectly from any use or inability to use the site, the service or the content. you understand and agree that under no circumstances will Bradling be liable for any damages whatsoever, including, but not limited to: (i) any direct, incidental, consequential, exemplary or indirect damages arising out of the use of or inability to use the site, the service, or the content, (ii) any claim attributable to errors, omissions, or other inaccuracies in the site, the service and/or the content, (iii) unauthorized access to or alteration of transmissions or data, (iv) statements or conduct of any third party on the site or the service, or (v) any other matter relating to the site, the service, or the content, even if Bradling has been advised of the possibility of such damages. if you are dissatisfied with the site, the service, the content, or with the terms of use, your sole and exclusive remedy is to discontinue using the site. you acknowledge, by your use of the site, that such use is at your sole risk.

Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, some of the above limitations may not apply to you. in such states, Bradling’s liability is limited and warranties are excluded to the greatest extent permitted by law, but will, in no event, exceed $100.00.

6. INDEMNIFICATION

You understand and agree that you are personally responsible for your behavior on the Site. You agree to indemnify, defend and hold harmless Bradling, its affiliates, licensors, employees, and agents from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable attorneys’ fees, resulting from or arising out of your use, misuse, or inability to use the Site, the Service, or the Content, or any violation by you of this Agreement.

7. PRIVACY POLICY  Top of page8. USER CONDUCT

You agree not to take any action that might compromise the security of the Site, render the Site inaccessible to others or otherwise cause damage to the Site or the Content. You agree not to add to, subtract from, or otherwise modify the Content. You agree not to use the Site in any manner that might interfere with the rights of third parties.

9. USER SUPPLIED INFORMATION

If you supply any information or material to Bradling via the Site, you guarantee to Bradling that you have the legal right to supply, post, or store such information or material and that doing so will not violate any law or the rights of any person or entity.

10. GENERAL PROVISIONS

a. Correction of Errors and Inaccuracies. The Content may contain typographical errors or other errors or inaccuracies and may not be complete or current. Bradling therefore reserves the right to correct any errors, inaccuracies or omissions and to change or update the Content at any time without prior notice. Bradling does not, however, guarantee that any errors, inaccuracies or omissions will be corrected.

c. Enforcement/ Choice of Law/ Choice of Forum. Every provision of this Agreement will be construed, to the extent possible, so as to be valid and enforceable. If any provision of this Agreement so construed is held by a court of competent jurisdiction to be invalid, illegal or otherwise unenforceable, such provision will be deemed severed from this Agreement, and all other provisions will remain in full force and effect. Any and all disputes relating to these Terms of Use, Bradling’s Privacy Policy, your use of the Site, the Service, or the Content (collectively, “Disputes”) are governed by, and will be interpreted in accordance with, the laws of the State of California, without regard to any conflict of laws provisions. Any Dispute will be venued in a state or federal court situated in Los Angeles, CA and you hereby irrevocably submit to the personal jurisdiction of such courts for that purpose.

d. Entire Agreement/No Waiver. This Agreement constitutes the entire agreement of the parties with respect to the subject matter hereof. No waiver by Bradling of any breach or default hereunder will be deemed to be a waiver of any preceding or subsequent breach or default.​